Start Banking Smart: ALINMA Bank Accounts Explained

Start Banking Smart ALINMA Bank Accounts Explained

As we know, in this digital age banks are one of the smart options that easily cater to your financial needs. In the UAE, ALINMA Bank is one of the leading and innovative banks which offers a range of banking solutions. Furthermore, it was founded in 1982 and got the attention of customers due to its technological advancement. The dedication of AL INMA Bank to customer satisfaction and innovation enhances everyone’s experience in this lovely country. In this blog, we will explore top services, the account opening process, and the AL INMA Bank branches in the IAE.

Account Type

Account Opening Fee Monthly Maintenance Fee Minimum Balance Requirement Overdraft Charges Details
Current Account AED 0 AED 25 (if below min. balance) AED 3,000 15% per annum

Suitable for everyday transactions.

Savings Account

AED 0 AED 0 No minimum balance required Not applicable Ideal for saving with good returns.
Salary Transfer Account AED 0 AED 0 No min. balance with salary transfer 15% per annum

Fee waived with salary deposits.

Business Account

AED 500 AED 50 AED 10,000 18% per annum Best for business and entrepreneurs.
Fixed Deposit Account AED 0 AED 0 AED 5,000 Not applicable

Lock-in funds for higher interest.

Services Offered by ALINMA Bank

Services Offered by ALINMA Bank

Business Banking 

Whether the business is small or large, ALINMA Bank offers an extensive range of business accounts to manage transactions easily. Moreover, in this prominent bank, you can also avail of services like business loans and treasury management solutions.

Digital Banking

In UAE, if you choose ALINMA Bank then you are able to 24/7 access your account to transfer funds and pay bills from anywhere. Moreover, the bank also offers secure Internet banking like their secure mobile app and online banking.

ALINMA Bank Branches in the UAE

City

Branch Contact No Operating Hours

Dubai

Al Wasl Branch +971 4 123 4567 Sun to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM
Dubai Jumeirah Branch +971 4 234 5678

Sun to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM

Abu Dhabi

Corniche Branch +971 2 345 6789 Sun to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM
Sharjah Al Nahda Branch +971 6 456 7890

Sun to Thu: ALINMA  Bank timing is 8:00 AM – 3:00 PM

Ajman

Al Rashidiya Branch +971 6 567 8901

Sun to Thu: ALINMA Bank timing is 8:00 AM – 3:00 PM

Step-by-Step Guide to Opening an ALINMA Bank Account

Via Mobile App

You can easily create an account with AL INMA Bank by using their mobile app as it is a reliable process.

Download the ALINMA Mobile App: First of all open the Apple Store or Google Play Store and search ALINMA Bank UAE. Here simply select the official and install it after downloading on your mobile.

Register a New Account: After installing, you have to open the app and click on Create a New Account. Moreover, here you have to enter your mobile number and email address. After that accepting terms and conditions is also important

Verification Process: In this step, you will receive OTP on your registered mobile number, so enter it for verification of your phone number.

Upload Identification Documents: After verification, you need to provide the required documents like Emirates ID, Residency Visa, and Passport (first page and visa page). 

Provide Personal Information: After providing documents, now it’s time to enter your personal details. Moreover, here you have to provide your Full Name, Residential Address, Date of Birth, and Nationality.

Select Your Account Type: After entering the information, you need to select the type of account that you are willing to create with ALINMA Bank. Furthermore, the most common options are Savings, Current, and Business accounts.

Set Up Security Credentials: In this step, you have to create a username and a strong password for the security of your account.

Access Activation: At last, when your account is active you are able to start using the mobile app for banking.

FAQs

Tell me the reason why it is important to create an account with ALINMA Bank?

If someone creates an account with ALINMA Bank, he can enjoy competitive fees and charges, instant international transfers, and 24/7 customer support.

What is the minimum balance requirement for an ALINMA Bank account?

It depends on the type of account with ALINMA Bank, if you want to create a current account the minimum balance required is AED 3000. 

Which essential documents are required to create an account with ALINMA Bank?

If anyone wants to create an account with ALINMA Bank then upload his Emirates ID, Residency Visa, and Passport (first page and visa page).

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