In the UAE, checking your account balance is a quick and easy process that is provided by banks to their clients. Any time customers can easily view their account balance by using a wide network of ATMs in this vibrant country. Many banks provide an online and mobile banking app that allows customers to check their balances from home. Furthermore, ATM balance checking eliminates the need to visit a bank branch and offers peace of mind. In this blog, we will go through different methods to check your ATM balance in the UAE.
ATM Balance Check
|
Method |
Type | Cost (AED) | Processing Time | Benefits |
| Using Bank’s Own ATM | Physical ATM | Free | Instant |
No fees; quick and secure access to your balance |
|
Using Another Bank’s ATM |
Physical ATM | 1-3 | Instant | Reliable if you are not near your partner bank’s ATM |
| Internet Banking | Online | Free | Instant |
Access anytime from anywhere; easy record-keeping |
|
Mobile Banking App ATM Code |
Digital/ATM | Free | Instant | No need for card; secure with OTP authentication |
| SMS Notification Service | Digital/ATM | Free or 0.5 | Instant |
Quick updates on balance without visiting ATM |
|
Bank Helpline Balance Check |
Phone Banking/ATM | Free | Instant |
Useful if you’re unable to reach a physical ATM |
Top Methods to Check ATM Balance
ATM Machine
|
Bank ATM |
City | Bank Address | Opening Hours | Balance
Checking Fees (AED) |
| Emirates NBD | Dubai | Mall of the Emirates, Ground Floor | 24/7 |
Free |
|
Abu Dhabi Commercial Bank |
Abu Dhabi | Marina Mall, Entrance Area | 24/7 | Free |
| Dubai Islamic Bank | Sharjah | Sahara Centre, Main Entrance | 24/7 |
Free |
|
Mashreq Bank |
Dubai | City Centre Deira, Near Carrefour | 24/7 | Free |
| First Abu Dhabi Bank (FAB) | Abu Dhabi | Abu Dhabi Mall, Level 1 | 24/7 |
Free |
|
RAKBANK |
Ras Al Khaimah | Al Hamra Mall, Near Entrance | 24/7 | Free |
| Sharjah Islamic Bank | Sharjah | Sharjah City Centre, Ground Floor | 24/7 |
Free |
Locate a nearby ATM which is officially operated by your bank or that supports a balance checking option.
- You have to insert your ATM card into the machine for balance checking purposes.
- After entering the ATM card into the machine you need to provide your security code or 4 digit pin.
- Simply click on the check balance option that will show you on the screen of the ATM machine.
- At last, the ATM machine will show you your current account balance on the screen. Furthermore, you can also take a print of the receipt if you want.
- When you finish your balance check, then remember to remove your ATM card from the machine safely.
Mobile Banking App
You can easily download and install your bank’s official app on your smartphone from Google Play Store and Apple App Store.
- Now open your bank app and login by using your username, security code, and biometric verification.
- Select the account who’s balance you are willing to check like a current or saving account.
- Furthermore, you can easily see your account balance on screen and also see your account details from the banking app.
Internet Banking
You can approach your bank’s official website that leads to the internet banking login page.
- You can easily login by using username, and password. Moreover, you can also get an OTP which is sent to your registered mobile.
- Choose the account who’s balance you want to check and the balance will be displayed on the screen.
- You can also be able to see your account transaction history.
SMS Banking
You must visit a bank branch to operate SMS banking through mobile banking.
- Once you register, write a simple message like “BAL” or “BALANCE”.
- After that you need to send a text message to the SMS banking number that is provided by your bank.
- Wait for a bank reply. Moreover, the bank provides your remaining account balance information immediately.
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FAQs
Is it possible to check an ATM balance without an internet connection?
Yes, you can check your balance without an internet connection by visiting the nearest ATM in the UAE.
What are the key benefits which you can avail by checking the ATM balance?
If you regularly check your ATM balance it offers you comfort and allows you to plan your budget, spending and transactions.
Can customers check their ATM balance without an ATM smoothly?
Yes, if any user wants to check his balance without an ATM, he can use his bank’s mobile app or SMS banking. Furthermore, he can also call customer service for this purpose.
Can I check my ATM balance by using the mobile banking app?
Yes, you can easily check your ATM balance by using the mobile app of partner your bank.
