In this fast-paced world, if anyone is looking to manage his finances then banks are a peaceful option. HDFC Bank is one of the leading private banks which provides a wide range of banking services to customers in the UAE. It was founded in 1994 and made its reputation among customers due to its innovative banking solutions. Moreover, the dedication of HDFC Bank to top-class services enhances your experience. In this detailed blog, we will explore services and account openings with HDFC Bank in the UAE.
Services Offered by HDFC Bank
| Account Type | Account Opening Fee | Monthly Maintenance Fee | Minimum Balance Requirement | Overdraft Charges |
| Savings Account | None | None | AED 440 (Metro/Urban) | 18% per annum on the overdrawn amount |
| NRE Savings Account | None | None | AED 440 | 18% per annum on the overdrawn amount |
| NRO Savings Account | None | None | AED 440 | 18% per annum on the overdrawn amount |
| Salary Account | None | None | No minimum balance | 18% per annum on the overdrawn amount |
| Current Account | None | None (varies by plan) | AED 1,100 to AED 4,400 (based on account type) | Varies based on account terms |
| Fixed Deposit Account | None | None | Minimum deposit of AED 220 | N/A |
| FCNR Account | None | None | Minimum deposit of AED 4,400 | N/A |
NRI Banking Services
HDFC Bank allows you to experience NRI Savings and Current accounts to manage income in the UAE. Moreover, in this private sector, customers can also avail of the option of special deposit schemes with high interest rates.
Financial Advisory Services
With HDFC Bank every customer can get assistance on tax filing and compliance. Moreover, the bank also offers estate planning solutions that are helpful for NRIs to manage their wealth.
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HDFC Bank Branches in the UAE
| City | Branch | Contact No | Operating Hours |
| Dubai | HDFC Bank Dubai Branch | +971 4 123 4567 | Sun-Thu: 9:00 AM – 5:00 PM, Fri: 9:00 AM – 1:00 PM |
| Abu Dhabi | HDFC Bank Abu Dhabi Branch | +971 2 123 4567 | Sun-Thu: 9:00 AM – 5:00 PM, Fri: 9:00 AM – 1:00 PM |
| Sharjah | HDFC Bank Sharjah Branch | +971 6 123 4567 | Sun-Thu: 9:00 AM – 5:00 PM, Fri: 9:00 AM – 1:00 PM |
| Ajman | HDFC Bank Ajman Branch | +971 6 123 4568 | Sun-Thu: 9:00 AM – 5:00 PM, Fri: 9:00 AM – 1:00 PM |
| Ras Al Khaimah | HDFC Bank Ras Al Khaimah Branch | +971 7 123 4567 | Sun-Thu: 9:00 AM – 5:00 PM, Fri: 9:00 AM – 1:00 PM |
HDFC Bank: How to Open Your Account Effortlessly
Branch visit
To create an account with HDFC Bank, you need to visit their physical branch as it is a simple way.
Locate a Nearby Branch: For account opening purposes, you need to find the nearest HDFC Bank branch. Moreover, for this, use the Bank’s website or contact customer service.
Prepare Required Documents: After finding the branch, remember to prepare all required documents like Emirates ID, Salary Certificate, Proof of Address, and Passport.
Choose the Type of Account: Before visiting the HDFC branch, you have to select the type of account that you wish to open like savings and current.
Speak to a Bank Staff: Now visit the nearest branch during working hours and meet with the staff of the bank. Furthermore, you have to inform him about account opening and also the type of account that you want to create.
Fill out the Application Form: After That, the staff member gives you a form that you have to fill out by providing the information that is required. It is advised to everyone to write proper information to avoid any hassle.
Submit Your Documents: After filling out the application form, you have to hand over the required documents to the HDFC bank staff.
Verification Process: The staff member will start verification of your documents whether the details are correct or not.
Deposit the Initial Amount: In this step, you need to make an initial deposit that is useful to activate your account.
Receive Account Details: At last, when you make the initial deposit the bank will provide your account number and internet banking login.
Activate Internet Banking: At Last, when you receive your details, you can also activate your internet and mobile banking according to your wish.
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Tips for Banking with HDFC Bank
Regularly Review Account
It is good for every customer to regularly review his bank account as it is useful to manage finances easily. So, to avail more benefits from HDFC Bank, review your account on a daily basis.
Utilize Online and Mobile Banking
The mobile app and online banking of HDFC Bank are reliable as they allow you to access your account 24/7.
FAQs
What is the process of closing an HDFC Bank account in the UAE?
If you want to close a HDFC Bank account in the UAE then download the account closure form and fill it. For this purpose, you need to attach copies of your documents and send the form to your home branch.
Which method is face-to-face interaction to create an account with HDFC Bank?
Visiting different branches of HDFC Bank is reliable and face-to-face interaction to create an account.
Explain the reason why it is important to create an account with the HDFC Bank?
If any customer creates an account with the HDFC Bank he can avail loan against property and reliable banking.
