In this digital world, Banks are reliable and smart options that are helpful in simply managing your financial needs. NCB Bank is a leading institution that creates its trusted reputation among customers in the UAE. National Commercial Bank was established in 1953 and won the trust of millions of customers due to its banking services. Furthermore, the dedication of NCB Bank to provide innovative banking solutions and customer satisfaction offers comfort to every customer. In this detailed blog, we will explore top services, account openings, and different branches of the NCB Bank.
NCB Bank Account Types
|
Account Type |
Account Opening Fee | Monthly Maintenance Fee | Minimum Balance Requirement | Overdraft Charges |
| Basic Savings Account | AED 0 – AED 500 | AED 25 – AED 50 | AED 1,000 – AED 3,000 |
AED 100 – AED 200 per month |
|
Current Account |
AED 0 – AED 500 | AED 50 – AED 100 | AED 5,000 – AED 10,000 | AED 150 – AED 250 per month |
| Premium Savings Account | AED 500 – AED 1,000 | AED 100 – AED 200 | AED 10,000 – AED 20,000 |
AED 200 – AED 300 per month |
|
Business Account |
AED 500 – AED 1,500 | AED 150 – AED 300 | AED 20,000 – AED 50,000 |
AED 250 – AED 350 per month |
Services Offered by NCB Bank
Personal Banking
With NCB Bank every customer can experience an extensive range of savings/current accounts according to their needs. Moreover, the bank also offers services like personal loans and allows you to avail benefits like reward points and cashback.
Digital Banking
If you choose this innovative private bank in UAE then you can 24/7 access your account and banking services like bill payments. Moreover, NCB Bank allows customers to experience their secure mobile app which is a smart option for all banking needs.
NCB Bank Branches in the UAE
|
City |
Branch | Contact No | Operating Hours |
| Dubai | NCB Dubai Branch | +971 4 214 8888 |
Sun to Thu bank timing is : 8:00 AM – 4:00 PM |
|
Abu Dhabi |
NCB Abu Dhabi Branch | +971 2 699 9000 | Sun to Thu bank timing is : 8:00 AM – 4:00 PM |
| Sharjah | NCB Sharjah Branch | +971 6 572 0700 |
Sun to Thu bank timing is : 8:00 AM – 4:00 PM |
|
Al Ain |
NCB Al Ain Branch | +971 3 721 3999 |
Sun to Thu bank timing is : 8:00 AM – 4:00 PM |
|
Ajman |
NCB Ajman Branch | +971 6 748 4848 |
Sun to Thu bank timing is : 8:00 AM – 4:00 PM |
Opening Your First NCB Bank Account: A Step-by-Step Guide
Branch Visit
If you are aiming to create an account with NCB Bank then go to their physical branch as it is a reliable option.
Choose Account Type: Before visiting a bank’s branch, select the type of account that you prefer to create like current and specialized accounts.
Gather the Required Documents: When visiting, take all required documents like original Emirates ID, UAE Residency Visa, and your Passport. Furthermore, Proof of income like a Salary certificate and proof of Address is also important.
Visit the Branch: To create an account, you need to visit the NCB Bank branch that is closer to you in the UAE.
Meet the Bank Representative: When you reach the bank, ask the bank staff for the application form to create your account.
Complete the Account Application Form: After taking the form from the representative, you have to fill it with your name, address, phone number, and occupation.
Submit the Documents: After filling out the application form, you need to give the required documents to the representative of the NCB Bank.
Verification Process: Now the representative will verify your documents whether they are accurate or not.
Make an Initial Deposit: In this step, you need to deposit some money as some accounts require some initial deposit.
Account Activation: At last, the bank will review your application and your account will be activated. Moreover, after activation, the NCB bank will issue your debit card and checkbook.
FAQs
Explain the reason why it is important to create an account with the NCB Bank?
If anyone creates an account with NCB Bank, he can experience secure banking and can get financial guidance.
Which method is best to create an account with NCB Bank in the UAE?
In the UAE, visiting the physical branch of the NCB Bank is a reliable and smooth option to create an account.
Can NCB Bank allow non-residents to open an account in the UAE?
Yes, NCB Bank allows non-residents to open different accounts like savings or current accounts with limited services.
What is the process of closing an NCB Bank account in the UAE?
If you are looking to close a NCB Bank account then visit their branch with valid ID and account details. For this purpose, If you have any loan then clear your outstanding balances and transfer your funds.
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